Markets go up and down and it is possible that your Daffy fund will have less than you contributed at any given time due to market movement. If you’re concerned about market volatility impacting your fund, Daffy offers conservative portfolios made up of cash or bonds.

If you'd like to change your portfolio, learn more here. Daffy members can change their portfolios once every 30 days.

As a reminder, because your contribution is tax-deductible at the initial contribution, changes in your Daffy balance due to market fluctuations will not change your tax deduction. Also remember that any investment gains are tax-free, meaning a greater impact on the organizations and causes you care about most.