Credit/Debit Cards & ApplePay
For card contributions (credit, debit, or Apple Pay), a 2.9% surcharge is applied to cover the costs charged by card companies to process these transactions. This money does not go to Daffy. This surcharge is waived on your first card contribution, up to $1,000.
Expense Ratios
Daffy does not charge an asset management or investment management fee. Our investment portfolios have standard expense ratios that are charged directly by the underlying investment products themselves. You can find these expense ratios on our Portfolios page, right next to every ticker symbol.
Third Party Fees
Some third parties (e.g., your brokerage firm, your crypto exchange, or your current DAF provider) may charge you fees on your contributions to Daffy. Since these fees come from external providers (not Daffy), we don’t have control over them. We recommend reaching out to your external provider(s) to understand their specific policies and fees.