Credit/Debit Cards & ApplePay
We charge a 2.9% fee to cover payment processing costs for contributions made via credit card, debit card, and Apple Pay. However, we waive this fee for the first card contribution, up to $1,000. This fee does not apply to bank transfers made through Daffy via Plaid, which have no fees.
Expense Ratios
Daffy does not charge an asset management or investment management fee. Our investment portfolios have standard expense ratios that are charged directly by the underlying investment products themselves. You can find these expense ratios on our Portfolios page, right next to every ticker symbol.
Third Party Fees
Some third parties (e.g., your brokerage firm, your crypto exchange, or your current DAF provider) may charge you fees on your contributions to Daffy. Since these fees come from external providers (not Daffy), we don’t have control over them. We recommend reaching out to your external provider(s) to understand their specific policies and fees.